For by grace you have been saved through faith, and that not of yourselves; it is the gift of God, (Ephesians 2:8 NKJV)
Grace plus Faith equals salvation. Faith accepts God’s gift of salvation. When we trust God, we receive salvation. Faith is not the means to salvation, it is the channel of which salvation is given. All we have to do is accept the free gift of salvation by the grace of God. How difficult is that? You don’t have to do a checklist of things to receive salvation. It is FREE. All we have to do is accept the gift. What an awesome God we serve!